Company Description:

Back in 1946, NCMIC was formed by a group of chiropractors with the express purpose of offering malpractice insurance to Doctors of Chiropractic at a time when no one else would.

Today, more than 37,000 Doctors of Chiropractic are protected by the NCMIC Malpractice Insurance Plan, as well as all 18 U.S. chiropractic colleges. “We Take Care of Our Own®” is not just a slogan at NCMIC, it’s about how we do business every day. As a policyholder, you’ll benefit from NCMIC’s: expert attorneys, Claims Advice Hotline, outstanding service and support of the profession, and more.

And as part of our ongoing commitment to our D.C.s, we want to make sure our products continue to meet the needs of our policyholders. That’s why we recently made several enhancements to the policy, including*:

• -A $25,000 supplemental legal defense endorsement. This endorsement also now includes defense coverage for civil sexual misconduct allegations.
• -Entity coverage with shared limits of liability. Existing sole practitioner entities will continue to be covered under this new shared limits option (not allowed by KS or CT).
• -Coverage for business entities that include M.D.s and/or D.O.s on a shared or separate limits basis.
• -Dual license coverage for Doctors of Chiropractic who hold a second license as a naturopathic physician, acupuncturist or physical therapist.